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First National Bank of Gilbert

Other Services

Bank by Mail

Customers may send their deposits or payments to the First National Bank of Gilbert if desired. We recommend that you never send cash through the mail. Simply address an envelope to: First National Bank of Gilbert, P.O. Box 1000, Gilbert, MN 55741.

Direct Deposit

Direct deposit delivers your payroll, Social Security, etc. directly into your bank account quickly and safely. Your employer or the US Treasury sends an electronic message to First National Bank of Gilbert, crediting your account with the exact amount of your deposit. You can withdraw money, put some in savings or pay bills-the things you do with your money now. The difference is, your check isn't printed or mailed.
Benefits to Direct Deposit:
  • There are no checks to be lost or stolen
  • Your deposit will be in your bank account on time--even if you are out of town, sick, or unable to get to the bank
  • Direct deposit can help you avoid bouncing checks because the deposit is direct and on time
    It can save you trips to the bank and help you avoid long lines at teller windows or ATMs
It’s easy to sign up for Direct Deposit of your payroll checks or Social Security Checks. Ask a Customer Service Representative or call Social Security’s toll-free number weekdays from 7 AM to 7 PM: 1-800-772-1213. 

Overdraft Protection

Our overdraft protection is termed a Ready Reserve Account. Ready Reserve means that we’ve approved, in advance, a personal loan to balance your account if you should overdraw. It’s designed to end checking account overdraft complications, charges, and embarrassing delays.
Use your good credit to qualify for our plan, and your checking account will become a personal loan account. You may write your own loan any time you need extra money for pleasure or an emergency. It’s the freedom of having a reserve fund at your command. To apply, complete the application and talk with one of our Loan Officers. 

Notary Public

A Notary Public is a public servant appointed by state government to witness the signing of important documents and administer oaths. Documents are notarized to deter fraud and to ensure they are properly executed. An impartial witness (the Notary) identifies signers to screen out impostors and to make sure they have entered into agreements knowingly and willingly. Generally, the Notary will ask to see a current identification document or card with a photograph, physical description, and signature. A driver’s license, military ID, or passport will usually be acceptable.
First National Bank of Gilbert performs this service to our customers at no charge and a $5 fee for non-customers per item. 

Wire Transfers

First National Bank of Gilbert is able to receive or originate wire transfers for our customers that have either a deposit or loan account with our bank. Non-customers are eligible to use this service with proper identification and approval. We would request that non-customers use cashier's checks or cash when originating a wire transfer.

Night Deposit

Our 24-hour depository is located at the front of the building at both locations. Simply put your transaction into an envelope, fill in the information, and place in the letter drop. Individuals or businesses with deposits that physically will not fit into the letter drop slot may obtain a key to use the larger night depository chute. Transactions placed in the night drop are processed at the beginning of the next business day. 

Visa Gift Cards

First National Bank of Gilbert is now offering Visa gift cards! These prepaid Visa gift cards are stored value cards that can be purchased in dollar amounts from $25 to $500. They can be used worldwide anywhere Visa debit cards are stores, by phone, and online.
Visa gift cards makes gift giving easy. Give a gift that's always the right style, the right color, the right choice. A gift card is always the perfect gift choice for any occasion. Visa gift cards are convenient, flexible, and secure.
To find out more information about Visa gift cards, you may visit or call your customer service representative today!

Visa® Platinum Credit Card

There are lots of reasons to do business with your local community bank. People you know and trust, local decision-making, and personal service to name a few.
Here's one more: a Visa Platinum Credit Card that rewards you with cruises, brand-name merchandise, and much more. You earn one point for every dollar in net retail purchases. Wherever you want to go, this is the card to carry. There's no cap on how many points you can earn. Redeem points for merchandise, rental cars, cruises, hotels, or airline travel-with fewer restrictions and no blackout dates. To view the catalog, visit and click on "Browse."
Your Visa Platinum Credit Card has multiple layers of protection that give you an extraordinary level of security. You can feel confident no matter how you use it.
 Ask any of our customer service representatives for a Visa Platinum Credit Card application-and get ready to go places with us.


Safe Deposit Box

A safe deposit box is a secure location for important legal documents such as wills, mortgages, certificates, titles, etc. It can also be used for other personal items such as jewelry, keepsakes, rare coins, or any items you wish to safeguard. First National Bank of Gilbert offers two sizes to fit your personal needs. Boxes are rented for a one-year duration and the cost is based on the size of the box you choose. Please contact one of our customer service representatives to learn more about renting a safe deposit box. Contents are not FDIC insured.
Hoyt Lakes Location Box Sizes                                                 Gilbert Location Box Sizes
2" x 5" x 21"       3" x 5" x 21"     3" x 10" x 21"                             3”x 5”x 21”
                            5" x 5" x 21"     5" x 10" x 21"                             5”x 5”x 21” 

US Savings Bonds

Paper savings bonds may be cashed in at First National Bank of Gilbert. To find the value of your savings bond and/or to get more information about savings bonds, you may visit: