Account Fees and Charges
Overdraft	$20.00	per item
* Applies to an overdraft created by check, in-person, ATM withdrawal, or other means
Insufficient Funds	$20.00	per item
* Applies to NSF created by check, in-person, ATM withdrawal, or other means
Charge-Back Fee	$4.00	per item
Stop Payment for ACH	$20.00	per item
Stop Payment Request/Renewal	$15.00	per item
Miscellaneous Service Fees and Charges
Photocopies / Copy service	$0.25	per item
Copies of Checks	$2.00	in excess of 2 per month
Copies of Past Statement	$1.00	per item
Counter Checks	$0.10	per item
Personal Money Orders	$2.00	per item
Bank Drafts	$5.00	per item
Cashier's Checks	$5.00	per item
Charge-Back Fee	$4.00	per item
ATM Card Replacement Fee	$10.00	per occurrence
Debit Captured Card Fee	$20.00	per occurrence
Account Research Service	$10.00	per hour
Safety Deposit Box (standard)	$20.00	per year
Safety Deposit Box (large)	$40.00	per year
Account Balancing Assistance	$10.00	per statement
Outgoing Wire Transfer	$15.00	per item
Incoming Wire Transfer	$15.00	per item
Foreign Wire Transfer	$30.00	per item
Change Bag	$5.00	per item
Locking Bag	$20.00	per item
Domestic Fax fee	$2.00	first page
	$1.00	per additional page
International Fax fee	$4.00	first page
	$1.00	per additional page
Ready Reserve Application Fee	$25.00
Visa Foreign Currency Conversion Fee	1%	of purchase
Visa Gift Card	$3.00	per card
Visa Travel Money Card	$4.00	per card
Visa Travel Money Card Reload	$4.95	per reload